Home Loan available at floating Interest rate 2 & 3 years and 5 years fixed rates available at LIC Housing Finance Ltd.
 
special Features
Get Sanction Letter Before You Finalised Your
     Property
Tenor up to 30 Years*
Higher Loan Amount Eligibility
Monthly Reducing Balance
Easy & Simple Documentation
No Required - Guarantor & Insurance Product
Maximum Funding 85 % (up to 20 lac) & 80 %
    (above 20 lac)
 
Features
Home Loan
Loan against Property
Balance Transfer + Top Up
Both Fixed & Floating Rates Available
Best Housing Finance Company in Country
     Awarded by CNBC TV18
Housing Finance Expertise of more than 20 yrs
Fees on prepayment : Nil if paid from own
    sources else 2.00% on the Amount of loan
    prepaid + Service Tax applicable
 
 
RATE OF INTEREST
Subhash Dhanawade

For Lower Rate of Interest

Contact: +91 9619194464

LIST OF DOCUMENTS - SANCTION
SALARIED:

Application form completed with 2 photograph duly filled in and signed

ID Proof : PAN CARD

Residence Proof : Latest Telephone bill / Bank Statement containing address for last 6 months /
   Electricity bill / Ration card / Letter from Employer

Salary slips for last 3 months

Latest Form 16

Copy of Appointment Letter with Latest CTC & Confirmation Letter

Original Bank Statement / Passbook of salary A/C for last 6 months (updated)

Highest Qualification Proof

Previous Employment details if applicant is in probation

Investment Proof

Processing Fees Cheque

Repayment Track Record if any

SELF EMPLOYED / PROFESSIONAL:

Application form completed with 2 photograph duly filled in and signed

ID Proof : PAN CARD / PASSPORT / VOTER ICARD / Employer ID Card / Driving license

Residence Proof : Latest Telephone bill / Bank Statement containing address for last 6 months /
   Electricity bill / Ration card

Last 3 years ITRs ( SARAL, Computation of income, Profit & Loss A/c, Balance Sheet, TDS
   Certificates ( if applicable ), Tax Paid Challans

In case of Partnership firm : ITRs for last 3 years and Partnership Firm

In case of company : Audit Reports for last 3 years and MOA & AOA

Bank Statement / Passbook of Current & SB A/C for last 6 months ( updated )

Alternate Business Proof (Shop Registration Certificate Certificate etc.)

Processing Fees Cheque

IN CASE OF TAKE OVER:

Outstanding loan quotation

Repayment Track Record

List of Documents

NOC for take over

Copies of Property Agreement

Sanction plan copy ( Blue Print )

NIR

Copy of Passport, Visa, Service Contract, Salary slip ( all duly attested by Indian embassy / Notary
   / HFL Officials / Bank )

GPA (GENERAL POWER OF ATTORNEY ) in our format ( all duly attested by Indian embassy /
   Notary / HFL Officials / Bank )

Bank Statement for past one years of recent employment

NRI Bank Statement for 6 months

And see list of salaried documents

NOTE:
# above mentioned income documents are required for the Co-applicant also if His/her income is considered.

PROPERTY REALATED DOCUMENTS TO BE ATTACHED
E or F or G or H whichever applicable

E) For Purchase of New Flats from Builders/ Promoters:

Agreement to sale with builder and the Registration Receipts.(2 copies)

Blue print of the building plan attested by the corporation/ Town Planning authority and the
   commencement Certificate. The applicant flat should be marked in red colour for easy identification.

N.A. Permission and ULC order copy.

Title investigation report for last 12 years (Search report for 12 yrs. Conducted within one year.

Development Agreement and Power of Attorney / sale deed in favour of the builder.

Receipts of payments made to the builder.

7/12 OR CTS extract OR Property card.

NOC from builder in prescribed format.

Completion Certificate, if obtained.

Society documents mentioned below under (I). ( if applicable )

F) For Purchase of Resale Flat:

Agreement to sale with the vendor and the Registration Receipt. (2 copies).

Agreement to sale between vendor and the builder and its Registration receipt.

Copy of the conveyance deed between builder and the society is registered.

Receipts of payments made to the vendor.

Documents 2, 3, and 4, 5, 7, 8, 9, 10, of point (E).

G) For construction / Extension / Renovation of House:

Sale deed / Lease deed and its Registration.

7/12 extract and the Index II.

Demarcation / Layout certification

Abstract & Detailed Estimate for construction / extension prepared & certified by a Licensed
   Surveyor / Architect.

Documents 2, 3,4,10, of point (E) above.

H) For Plots / Houses / Flats allowed by MHADA / PCNTDA / MIDC / MHB

Allotment letter.

NOC from the body.

Additional certificate ( in PCNTDA ) cases only).

Lease deed & its Registration receipts.

Blue print of the sanction building plan and commencement certificate attested by the sanctioning
   authority.

Receipts of payment made to the body.

I) In point E, F, G & H above, if the flat / house is located in a registered society, the
    following. Additional Documents are to be submitted:

Society Registration Certificate

Society Bye-laws.

Share Certificate.

Letter of allotment of flat / house / plot.

Society NOC. (prescribed format available with our office)

In case of Builder APF or Reference

Agreement to sale with builder and the Registration Receipts.

Blue print of the building plan attested by the corporation/ Town Planning authority and the
  commencement Certificate. The applicant flat should be marked in red colour for easy identification.

Receipts of payments made to the builder. If cheque Payment then Bank clearance required.

NOC from builder in prescribed format.

Builder Demand Letter


DOWNLOAD FORMS, NOC format & ECS
 
 
 
 
Advertised by www.subhashdhanawade.com, Direct Sales Associates of LIC Housing Finance Ltd.
All Loans at the sole discretion of LIC Housing Finance Ltd. Logo used in this site is only for identification of LIC Housing Finance Ltd products.
© 2008 www.lichomeloans.in | All Rights Reserved | Privacy Policy :: Terms & Conditions